Your home is one of your largest single purchases. However, buying a home can be a confusing and intimidating process. Getting a mortgage for that new home can be easy through the Heart of the Lakes Credit Union.

As a credit union member you can...

• Take advantage of competitive interest rates.
• Low closing costs.
• Amortization up to 30 years.
• 36 month Balloon Loans.
• Excellent member service.
• Our mortgage loans are kept here at the credit union.
• Our loans are not sold to the secondary market.
• We make 1st and 2nd mortgage loans.
• We make construction loans.
• Up to 80% Loan to value.
• Up to 95% Loan to value with PMI insurance.

Contact our mortgage lending staff for details on mortgage loans. Click on the "Contact Us" link below or call 218-385-2070.