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 Welcome to the Heart of the Lakes Credit Union Website.(formerly East Otter Tail Credit Union)
Experience the difference of credit union service. When you join the Heart of the Lakes Credit Union, you’re more than just a customer. You’re a member who is an owner of a not-for-profit cooperative – an association with a strong, shared commitment to the financial well-being of its members. Since there are no outside stockholders or investors, the credit unions earnings are returned to you, our member/owner, in the form of lower service charges, lower loan rates and higher dividend rates on your savings.
HOTLCU Online Account Access is Here!
Click here to get started So, what are YOU waiting for?
Step in to our website and experience all your Credit Union has to offer. Not a member? Click on "Who Can Join" to find out how easy it is to join. You’ll find that the credit union difference will be an experience you’ll want to last a lifetime.
Please use the buttons & links to your left & below to guide you through our site:WHAT’S NEW- For new products, special web promotions and other timely events.
RATES– Loans, Savings, Checking, Money Market, Certificates. And IRAs.
PRODUCTS– Loan products, savings products are only a click away.
SERVICES- Teller services, Member services and Miscellaneous services.
ONLINE SERVICES– Re-order checks, apply for membership, apply for a loan, calculate a loan payment.
CONTACT US– Send us a question, comment or suggestion.
ABOUT US– For more detail information about Heart of the Lakes Credit Union.
LOCATIONS– Main office and branch office addresses, phone numbers and hours.
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